• Loading stock data...
Monday, December 15, 2025

The Pros and Cons of Non-Conference ‘Pay Games’

  • Miami University head coach Chuck Martin explained the difficulties of non-conference money games.
  • He believes that schools shouldn’t necessarily play as many as current schedules include.
Katie Stratman-USA TODAY Sports

For years, the inaugural weeks of the college football season have featured a curious type of matchup: non-conference “pay” games, where Power 5 programs pay a less wealthy opponent — often a Group of 5 or FCS school — to travel, and presumably lose, to their teams. 

In general, both parties consider pay games a win-win. Power 5 schools get a chance for an “easy” victory, while Group of 5 schools earn income. But one FBS football coach is questioning whether there can be too much of a good thing.

Miami University head coach Chuck Martin told Front Office Sports he believes athletic departments have over-scheduled these games in recent years. “I wish, a lot of times, there was a little more balance,” he said.

Martin acknowledged the games earn important revenue for athletic departments. “We know our league — you gotta make the money,” he said.

  • In 2019, FBS football teams paid out $191 million in total competition guarantees, a majority of which was from football games, according to Knight Commission-Newhouse data.
  • A team can frequently earn high six or even seven figures per game. Miami’s game against Northwestern reportedly brought in $950,000, and its game against Kentucky reportedly fetched $1.4 million.
  • Group of 5 schools use money games to supplement income instead of raising student athletic fees — which can be highly controversial, University of Pennsylvania sports finance expert Karen Weaver told Front Office Sports. 

Martin said coaches and players also relish the experience and fanfare of a Power 5 matchup — calling them “memories of a lifetime.” (Of course, there’s always a chance for an upset — Miami scored one against Northwestern.)

“It doesn’t always go your way when you play these teams, but we all love them,” Martin said. “I wouldn’t trade any one of those three experiences” this year.

But the games take a big toll.

Anecdotally, Martin said he’s more concerned about players getting hurt during these matchups than during conference games — since Power 5 opponents don’t always match up. “You always have more attrition in those games, because the collisions are more violent,” he said.

Most of the games are on the road, and traveling multiple weeks in a row can be exhausting.

And then there’s the issue of morale — it’s never easy for a team to start with a multiple-loss record.

There are potential solutions. Martin suggested scheduling fewer games and spreading out travel. “Two of these is wonderful,” he said. “Three? Eh, a little too much.” Weaver noted schools could stagger pay games across seasons — play three games one year and only one the next, for example. 

But in the near future, there may be more factors at stake to incentivize the number of games teams agree to play.

Weaver noted that the pending College Football Playoff expansion to 12 teams gives Group of 5 schools a better opportunity to make the postseason — so they may want even more in order to improve their strength of schedule. But conversely, would Power 5 schools want fewer?

Realignment — with bigger Power 5 conferences — may change the number of non-conference slots in coming years. If Power 5 programs have to play more conference games each season, they simply may not have room for the Group of 5.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

Michigan Orders Sweeping Probe Into Athletic Department Scandals

The school retains a Chicago law firm to explore department culture and practices.

Big 12 Closing In On Potential $500M Private Capital Deal

The era of private capital in college sports has fully arrived.
Buffalo Bills quarterback Josh Allen runs with the ball looking to throw to a receiver during second half action at Highmark Stadium in Orchard Park on Dec. 7, 2025

NFL, NCAA Rail Against Prediction Markets: ‘Catastrophic’

Executives for the leagues offered fresh criticisms of the lack of regulation.

Featured Today

How Pickleball Became One Massive Private-Equity Rollup

Pickleball roads lead back to billionaire Tom Dundon.
Dec 9, 2025; Toronto, Ontario, CAN; New York Knicks guard Jalen Brunson (11) dribbles against Toronto Raptors guard Jamal Shead (23) during the first half at the 2025-26 NBA Emirates Cup at Scotiabank Arena
December 13, 2025

The Lucrative NBA Cup Is Here to Stay

The in-season tournament, launched in 2023, is turning into a staple.
The Los Angeles Chargers host executives from UCLA Health on Wednesday, August 7, 2024 at The Bolt in El Segundo, CA.
December 7, 2025

The Multibillion-Dollar Business of Pro Athlete Recovery

What started as ice baths has evolved into a multibillion-dollar industry.
Big League Wiffle Ball
November 29, 2025

Celebrity-Backed Wiffle Ball Has Big-League Aspirations

Big League Wiffle Ball team owners include Kevin Costner and David Adelman.
Sep 6, 2025; Norman, Oklahoma, USA; Warde Manuel, Michigan Donald R. Shepherd Director of Athletics on the field prior to a game against the Oklahoma Sooners at Gaylord Family-Oklahoma Memorial Stadium.

Michigan Scandals Under Athletic Director Warde Manuel

The athletic director has led the Wolverines since 2016.
Charlie Baker
December 12, 2025

The Fight Over College Sports Comes Down to 3 Choices

In Las Vegas this week, administrators discussed a list of potential solutions.
Dec 6, 2025; Salt Lake City, Utah, USA; Utah Utes forward Kendyl Sanders (13) reacts after a play against the California Baptist Lancers during the second half at Jon M. Huntsman Center.
December 12, 2025

The Private Equity ‘Boogeyman’ Shows Up at Utah

Lawmakers are skeptical of the University of Utah’s groundbreaking agreement.
Sponsored

20 Years of Coastal Cool: How Johnnie-O Became a Force in Golf,..

A style movement powering one of the fastest-growing brands in sports and lifestyle.
Biff Poggi
December 11, 2025

Michigan’s Interim Football Coach Is a Hedge Fund Millionaire

Biff Poggi has been called the program’s “consigliere.”
Nov 22, 2025; College Park, Maryland, USA; Michigan Wolverines head coach Sherrone Moore on the sidelines during the first quarter against the Maryland Terrapins at SECU Stadium.
December 11, 2025

Everything to Know About Sherrone Moore’s Firing, Arrest

Moore was taken into police custody shortly after news broke.
Dec 2, 2025; Berkeley, California, USA; Utah Utes forward Keanu Dawes (8) dunks the ball during the second half against the California Golden Bears at Haas Pavilion.
December 11, 2025

‘You’ll See More’: Utah Deal Eases PE Concerns in College Sports

NCAA president Charlie Baker said Utah’s deal is “really well thought out.”
Jul 22, 2025; Charlotte, NC, USA; ACC commissioner Jim Phillips speaks to the media during ACC Media Days at Hilton Charlotte Uptown.
December 10, 2025

ACC Commissioner: We Can’t ‘Push Aside’ PE Conversations

His comments came a day after a landmark deal with University of Utah.