Sunday, October 4, 2026
  • -
    days
  • -
    hours
  • -
    minutes
  • -
    seconds

The Pros and Cons of Non-Conference ‘Pay Games’

  • Miami University head coach Chuck Martin explained the difficulties of non-conference money games.
  • He believes that schools shouldn’t necessarily play as many as current schedules include.
Katie Stratman-USA TODAY Sports

Want more from Front Office Sports
in your search results?

Add Front Office Sports on Google

For years, the inaugural weeks of the college football season have featured a curious type of matchup: non-conference “pay” games, where Power 5 programs pay a less wealthy opponent — often a Group of 5 or FCS school — to travel, and presumably lose, to their teams. 

In general, both parties consider pay games a win-win. Power 5 schools get a chance for an “easy” victory, while Group of 5 schools earn income. But one FBS football coach is questioning whether there can be too much of a good thing.

Miami University head coach Chuck Martin told Front Office Sports he believes athletic departments have over-scheduled these games in recent years. “I wish, a lot of times, there was a little more balance,” he said.

Martin acknowledged the games earn important revenue for athletic departments. “We know our league — you gotta make the money,” he said.

  • In 2019, FBS football teams paid out $191 million in total competition guarantees, a majority of which was from football games, according to Knight Commission-Newhouse data.
  • A team can frequently earn high six or even seven figures per game. Miami’s game against Northwestern reportedly brought in $950,000, and its game against Kentucky reportedly fetched $1.4 million.
  • Group of 5 schools use money games to supplement income instead of raising student athletic fees — which can be highly controversial, University of Pennsylvania sports finance expert Karen Weaver told Front Office Sports. 

Martin said coaches and players also relish the experience and fanfare of a Power 5 matchup — calling them “memories of a lifetime.” (Of course, there’s always a chance for an upset — Miami scored one against Northwestern.)

“It doesn’t always go your way when you play these teams, but we all love them,” Martin said. “I wouldn’t trade any one of those three experiences” this year.

But the games take a big toll.

Anecdotally, Martin said he’s more concerned about players getting hurt during these matchups than during conference games — since Power 5 opponents don’t always match up. “You always have more attrition in those games, because the collisions are more violent,” he said.

Most of the games are on the road, and traveling multiple weeks in a row can be exhausting.

And then there’s the issue of morale — it’s never easy for a team to start with a multiple-loss record.

There are potential solutions. Martin suggested scheduling fewer games and spreading out travel. “Two of these is wonderful,” he said. “Three? Eh, a little too much.” Weaver noted schools could stagger pay games across seasons — play three games one year and only one the next, for example. 

But in the near future, there may be more factors at stake to incentivize the number of games teams agree to play.

Weaver noted that the pending College Football Playoff expansion to 12 teams gives Group of 5 schools a better opportunity to make the postseason — so they may want even more in order to improve their strength of schedule. But conversely, would Power 5 schools want fewer?

Realignment — with bigger Power 5 conferences — may change the number of non-conference slots in coming years. If Power 5 programs have to play more conference games each season, they simply may not have room for the Group of 5.

This field is for validation purposes and should be left unchanged.

Sign up for
The Memo Newsletter

Get the biggest stories and best analysis on the business of sports delivered to your inbox twice every weekday and twice on weekends.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

New-Look Pac-12 Returns for First Week of Conference Play

It’s a milestone many thought unlikely just three years ago.
Florida Governor Ron DeSantis speaks with New York Yankees president Randy Levine as they attend a roundtable event on collegiate sports at the White House in Washington, D.C., March 6, 2026.
Exclusive

SEC and Big Ten Don’t Want to Expand: Randy Levine

Levine argued amending the conference realignment provision would be unnecessary.
Apr 3, 2026; Phoenix, AZ, USA; Detail view of an NCAA basketball in the hoop during the second half of a semifinal of the Final Four of the women's 2026 NCAA Tournament between the UConn Huskies and the South Carolina Gamecocks at Mortgage Matchup Center. Mandatory Credit: Kirby Lee-Imagn Images

Ohio Court Reverses Grandfathering of Athletes Into NCAA Eligibility

Parallel litigation remains ongoing in several states.
podcast thumbnail mobile
Front Office Sports Today

A Conversation with Randy Levine on the Yankees’ $2.6B Apollo Deal and the Protect College Sports Act

0:00

Featured Today

How the Baseball Cap Became a ‘Behemoth’

The hat has become essential for athletes, fans, and the sports-agnostic.
Morishita-Sato-homerun-celebration-at-Meiji-Jingu-Baseball-Staidum-2025
September 28, 2026

Japanese Baseball Is Fighting Back Against MLB Talent Drain

Nippon Professional Baseball is reimagining how to be a global juggernaut.
Aug 9, 2026; Bedminster, New Jersey, USA; President Donald Trump walks out of the clubhouse during the final round of the LIV Golf New York tournament at Trump National Bedminster.
September 25, 2026

Trump’s Year of Sports Gets Busier With CFB, Presidents Cup

The impact of Trump’s attendance varies across each sporting event.
A Bar of Their Own
September 25, 2026

Women’s Sports Bars: Novelty Has Worn Off, ‘That’s a Good Thing’

They’re leveling up, but sustainability remains the first consideration.
Hot & Social/Mets
September 18, 2026

Sports Teams Are Playing a New Role: Matchmaker

The latest promotion at the stadium? Love.
Arizona State hockey head coach Greg Powers watches his team as they play UMass-Lowell at Oceanside Ice Arena on Jan. 12, 2018, in Tempe.

ASU Commissions Independent Investigation of Hockey Workout

Coach Greg Powers was placed on leave earlier this week.
Exclusive
October 1, 2026

Where Does New Big East Commissioner Stand on PE?

Commissioner Tim Brosnan told FOS that PE firms have approached the league.
Dec 31, 2025; Arlington, TX, USA; A detailed view of the College Football Playoff logo on the pylon during the game between the Miami Hurricanes and Ohio State Buckeyes during the 2025 Cotton Bowl and quarterfinal game of the College Football Playoff at AT&T Stadium. Mandatory Credit: Jerome Miron-Imagn Images
October 2, 2026

ESPN’s Exclusive Window Closes Next Week As 24-Team CFP Looms

The College Football Playoff has until Dec. 1 to expand for 2027.
Sponsored

Beyond the Scorecard: How Dow Is Putting Purpose at the Center of Women’s Golf

Discover how Dow and the LPGA are building a partnership with lasting impact.
Arizona State hockey head coach Greg Powers watches his team before a game against UMass-Lowell at Oceanside Ice Arena on Jan. 12, 2018,
October 1, 2026

ASU Hockey Coach Administrative Leave Isn’t Enough: Attorneys

They also renewed their calls for an independent investigation.
Sep 26, 2026; Starkville, Mississippi, USA; Mississippi State Bulldogs quarterback Kamario Taylor (1) passes the ball during warm ups prior to the game against the Missouri Tigers at Davis Wade Stadium at Scott Field. Mandatory Credit: Petre Thomas-Imagn Images
October 1, 2026

Can Mississippi State Keep Kamario Taylor?

Chiefs star Chris Jones has vowed to try to keep Taylor in Starkville.
October 1, 2026

College Basketball Player in ICE Custody Allowed to Re-Open Case

Kentucky State’s Senegalese center was detained at the airport on Aug. 7.
September 30, 2026

Ted Cruz: Critics of ESPN ‘College GameDay’ Appearance ‘Partisans’

The Texas Republican defended his appearance in an interview with FOS.