• Loading stock data...
Saturday, March 14, 2026

The Pros and Cons of Non-Conference ‘Pay Games’

  • Miami University head coach Chuck Martin explained the difficulties of non-conference money games.
  • He believes that schools shouldn’t necessarily play as many as current schedules include.
Katie Stratman-USA TODAY Sports

For years, the inaugural weeks of the college football season have featured a curious type of matchup: non-conference “pay” games, where Power 5 programs pay a less wealthy opponent — often a Group of 5 or FCS school — to travel, and presumably lose, to their teams. 

In general, both parties consider pay games a win-win. Power 5 schools get a chance for an “easy” victory, while Group of 5 schools earn income. But one FBS football coach is questioning whether there can be too much of a good thing.

Miami University head coach Chuck Martin told Front Office Sports he believes athletic departments have over-scheduled these games in recent years. “I wish, a lot of times, there was a little more balance,” he said.

Martin acknowledged the games earn important revenue for athletic departments. “We know our league — you gotta make the money,” he said.

  • In 2019, FBS football teams paid out $191 million in total competition guarantees, a majority of which was from football games, according to Knight Commission-Newhouse data.
  • A team can frequently earn high six or even seven figures per game. Miami’s game against Northwestern reportedly brought in $950,000, and its game against Kentucky reportedly fetched $1.4 million.
  • Group of 5 schools use money games to supplement income instead of raising student athletic fees — which can be highly controversial, University of Pennsylvania sports finance expert Karen Weaver told Front Office Sports. 

Martin said coaches and players also relish the experience and fanfare of a Power 5 matchup — calling them “memories of a lifetime.” (Of course, there’s always a chance for an upset — Miami scored one against Northwestern.)

“It doesn’t always go your way when you play these teams, but we all love them,” Martin said. “I wouldn’t trade any one of those three experiences” this year.

But the games take a big toll.

Anecdotally, Martin said he’s more concerned about players getting hurt during these matchups than during conference games — since Power 5 opponents don’t always match up. “You always have more attrition in those games, because the collisions are more violent,” he said.

Most of the games are on the road, and traveling multiple weeks in a row can be exhausting.

And then there’s the issue of morale — it’s never easy for a team to start with a multiple-loss record.

There are potential solutions. Martin suggested scheduling fewer games and spreading out travel. “Two of these is wonderful,” he said. “Three? Eh, a little too much.” Weaver noted schools could stagger pay games across seasons — play three games one year and only one the next, for example. 

But in the near future, there may be more factors at stake to incentivize the number of games teams agree to play.

Weaver noted that the pending College Football Playoff expansion to 12 teams gives Group of 5 schools a better opportunity to make the postseason — so they may want even more in order to improve their strength of schedule. But conversely, would Power 5 schools want fewer?

Realignment — with bigger Power 5 conferences — may change the number of non-conference slots in coming years. If Power 5 programs have to play more conference games each season, they simply may not have room for the Group of 5.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

St. John's Zuby Ejiofor

Why Rev-Share Era Hasn’t Been a Boon for Basketball-Only Schools

Power conference men’s basketball rosters aren’t restricted to the rev-share cap.

March Madness Getting Chalkier, but TV Networks Aren’t Worried

The two networks remain bullish despite increasing chalkiness in college basketball.
Mar 7, 2026; Ames, Iowa, USA; Arizona State Sun Devils guard Trevor Best (12) is defended by Iowa State Cyclones guard Jamarion Batemon (1) and forward Dominykas Pleta (21) during the second half at James H. Hilton Coliseum.

College Sports Commission Says NIL Go System Under Strain

“The NIL market in college athletics is not a normal organic market.”

Sun Belt’s Stepladder Format Is Producing Some March Chaos

The Sun Belt conference school has a chance at history Monday night.

Featured Today

Alex Eala Has Become One of the Biggest Draws in Tennis

Eala will face Coco Gauff in the third round at Indian Wells.
Jun 9, 2021; Paris, France; The racket of Coco Gauff (USA) after she smashed it during her match against Barbora Krejcikova (CZE) on day 11 of the French Open at Stade Roland Garros
March 6, 2026

The ‘Rage Room’ Is the Hottest Place in Tennis

The idea came from a player podcast.
March 5, 2026

Mark DeRosa Is Still Baseball’s Swiss Army Knife

DeRosa is the sport’s utility player both on the field and off.
Nicole Silveira
March 3, 2026

The Tattoo Marking Membership in the Most Exclusive Club in Sports

For athletes, the Olympic rings tattoo is “about everything it took.”

Big 12 Ditches LED Court Mid-Tourney After Player Concerns

Widespread player complaints helped lead to the mid-tournament switch.
Mar 10, 2026; Charlotte, NC, USA; Virginia Tech Hokies guard Ben Hammond (3) with the ball as Wake Forest Demon Deacons guard Sebastian Akins (10) defends in the second half at Spectrum Center.
March 12, 2026

Bubble Teams Continue to Lose, While Tournament Expansion Looms

The NCAA has discussed expanding the tournament to 72 or 76 teams.
Miami RedHawks guard Peter Suder (5) and guard Luke Skaljac (3) leave the floor as UMass Minutemen forward Leonardo Bettiol (3) celebrates a win after the final buzzer of the second half of Mid-American Conference Tournament first round game between the Miami RedHawks and the UMass Minutemen at Rocket Arena in Cleveland on Thursday, March 12, 2026. Top-seeded Miami was eliminated from the tournament with an 87-82 loss to the Minutemen.
March 12, 2026

Miami (Ohio) Debate Intensifies After RedHawks’ First Loss

The previously undefeated RedHawks lost to UMass in the MAC tournament.
Sponsored

Paul Rabil: Why Owning a Team Is a 100x Bet

Paul Rabil shares how he left an established league to build PLL.
Mar 7, 2026; Durham, North Carolina, USA; Duke Blue Devils forward Cameron Boozer (12) shoots over North Carolina Tar Heels forward Zayden High (1) during the second half at Cameron Indoor Stadium. The Duke Blue Devils won 76-61.
March 11, 2026

College Hoops Regular Season Finishes With Record Viewership

CBS had the highest viewership of any network.
Saving College Sports White House roundtable
March 7, 2026

Inside President Trump’s Roundtable on College Sports

Trump said he’ll author an executive order to “solve every conceivable problem.”
Dec 18, 2011; Orchard Park, NY, USA; Miami Dolphins running back Reggie Bush (22) runs for a touchdown against the Buffalo Bills during the second half at Ralph Wilson Stadium.
March 6, 2026

Reggie Bush: NIL Era Wouldn’t Exist Without ‘My Story’

The former USC running back had his Heisman Trophy revoked for 14 years.
Jan 18, 2026; Melbourne, Victoria, Australia; Michael Zheng of United States in action against Sebastian Korda of United States in the first round of the men’s singles at the Australian Open at Kia Arena in Melbourne Park. Mandatory Credit:
March 6, 2026

Columbia Tennis Star Says He Claimed $150K from Australian Open

It was unclear if he could do so under NCAA rules.