• Loading stock data...
Monday, December 15, 2025

Small-School Problems

  • Division II and III athletic departments want to help their athletes profit off NIL.
  • But the lack of resources makes it more difficult for them to do so.
Photo: Concordia University Chicago Athletics/Design: Alex Brooks

In the world outside college athletics, people can profit off their name, image, and likeness without nearly as many restrictions as the NCAA wanted to implement on athletes.

And many people — including regular college students — do just that, without any help from their institutions.

But it’s no secret that providing educational resources on brand building, financial literacy, and even legal tips can help college athletes make bank on NIL. 

Division II and III athletic departments want to help. But the lack of resources makes it more difficult to do so.

David vs. Goliath?

Small schools are already at a disadvantage. One person in an athletic department may do the job of an entire team at a Power 5 school. So they have fewer personnel to begin with, like social media creators or compliance officers.

Wealthy D-I schools from Nebraska to Tennessee have spent the past year building sprawling NIL programs, hiring consultants for NIL education, content creation, compliance, and more. 

But many D-II and D-III schools can’t afford to enlist a network of NIL companies on their payroll, D-III Concordia University Chicago Director of Athletic Communications, Kristen Keller, told FOS.

Less Money, More Problems

The combination of these factors creates two main problems. 

First, they don’t have access to outside experts who can help them navigate NIL laws — since the NCAA isn’t supplying them. So it’s more difficult for them to teach athletes not just how to monetize their NIL, but also to make sure they’re not violating state or NCAA regulations.

Lipinski said that his department’s compliance office has been able to get some background info in the past few months from his conference. But at the D-III level, “the information that the public has is, as of right now, what the schools have,” Keller said.

And even when they do get educated, they don’t have the money to provide the programs they think athletes need. Even the cheapest NIL education “isn’t something that we budgeted for,” Keller said. 

And schools likely don’t have in-house resources to re-purpose, either.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

Big 12 Closing In On Potential $500M Private Capital Deal

The era of private capital in college sports has fully arrived.
Buffalo Bills quarterback Josh Allen runs with the ball looking to throw to a receiver during second half action at Highmark Stadium in Orchard Park on Dec. 7, 2025

NFL, NCAA Rail Against Prediction Markets: ‘Catastrophic’

Executives for the leagues offered fresh criticisms of the lack of regulation.
Dec 6, 2025; Salt Lake City, Utah, USA; Utah Utes forward Kendyl Sanders (13) reacts after a play against the California Baptist Lancers during the second half at Jon M. Huntsman Center.

The Private Equity ‘Boogeyman’ Shows Up at Utah

Lawmakers are skeptical of the University of Utah’s groundbreaking agreement.

Featured Today

How Pickleball Became One Massive Private-Equity Rollup

Pickleball roads lead back to billionaire Tom Dundon.
Dec 9, 2025; Toronto, Ontario, CAN; New York Knicks guard Jalen Brunson (11) dribbles against Toronto Raptors guard Jamal Shead (23) during the first half at the 2025-26 NBA Emirates Cup at Scotiabank Arena
December 13, 2025

The Lucrative NBA Cup Is Here to Stay

The in-season tournament, launched in 2023, is turning into a staple.
The Los Angeles Chargers host executives from UCLA Health on Wednesday, August 7, 2024 at The Bolt in El Segundo, CA.
December 7, 2025

The Multibillion-Dollar Business of Pro Athlete Recovery

What started as ice baths has evolved into a multibillion-dollar industry.
Big League Wiffle Ball
November 29, 2025

Celebrity-Backed Wiffle Ball Has Big-League Aspirations

Big League Wiffle Ball team owners include Kevin Costner and David Adelman.

Michigan Orders Sweeping Probe Into Athletic Department Scandals

The school retains a Chicago law firm to explore department culture and practices.
Charlie Baker
December 12, 2025

The Fight Over College Sports Comes Down to 3 Choices

In Las Vegas this week, administrators discussed a list of potential solutions.
Sep 6, 2025; Norman, Oklahoma, USA; Warde Manuel, Michigan Donald R. Shepherd Director of Athletics on the field prior to a game against the Oklahoma Sooners at Gaylord Family-Oklahoma Memorial Stadium.
December 12, 2025

Michigan Scandals Under Athletic Director Warde Manuel

The athletic director has led the Wolverines since 2016.
Sponsored

20 Years of Coastal Cool: How Johnnie-O Became a Force in Golf,..

A style movement powering one of the fastest-growing brands in sports and lifestyle.
Biff Poggi
December 11, 2025

Michigan’s Interim Football Coach Is a Hedge Fund Millionaire

Biff Poggi has been called the program’s “consigliere.”
Nov 22, 2025; College Park, Maryland, USA; Michigan Wolverines head coach Sherrone Moore on the sidelines during the first quarter against the Maryland Terrapins at SECU Stadium.
December 11, 2025

Everything to Know About Sherrone Moore’s Firing, Arrest

Moore was taken into police custody shortly after news broke.
Dec 2, 2025; Berkeley, California, USA; Utah Utes forward Keanu Dawes (8) dunks the ball during the second half against the California Golden Bears at Haas Pavilion.
December 11, 2025

‘You’ll See More’: Utah Deal Eases PE Concerns in College Sports

NCAA president Charlie Baker said Utah’s deal is “really well thought out.”
Jul 22, 2025; Charlotte, NC, USA; ACC commissioner Jim Phillips speaks to the media during ACC Media Days at Hilton Charlotte Uptown.
December 10, 2025

ACC Commissioner: We Can’t ‘Push Aside’ PE Conversations

His comments came a day after a landmark deal with University of Utah.