• Loading stock data...
Tuesday, November 25, 2025

Small-School Problems

  • Division II and III athletic departments want to help their athletes profit off NIL.
  • But the lack of resources makes it more difficult for them to do so.
Photo: Concordia University Chicago Athletics/Design: Alex Brooks

In the world outside college athletics, people can profit off their name, image, and likeness without nearly as many restrictions as the NCAA wanted to implement on athletes.

And many people — including regular college students — do just that, without any help from their institutions.

But it’s no secret that providing educational resources on brand building, financial literacy, and even legal tips can help college athletes make bank on NIL. 

Division II and III athletic departments want to help. But the lack of resources makes it more difficult to do so.

David vs. Goliath?

Small schools are already at a disadvantage. One person in an athletic department may do the job of an entire team at a Power 5 school. So they have fewer personnel to begin with, like social media creators or compliance officers.

Wealthy D-I schools from Nebraska to Tennessee have spent the past year building sprawling NIL programs, hiring consultants for NIL education, content creation, compliance, and more. 

But many D-II and D-III schools can’t afford to enlist a network of NIL companies on their payroll, D-III Concordia University Chicago Director of Athletic Communications, Kristen Keller, told FOS.

Less Money, More Problems

The combination of these factors creates two main problems. 

First, they don’t have access to outside experts who can help them navigate NIL laws — since the NCAA isn’t supplying them. So it’s more difficult for them to teach athletes not just how to monetize their NIL, but also to make sure they’re not violating state or NCAA regulations.

Lipinski said that his department’s compliance office has been able to get some background info in the past few months from his conference. But at the D-III level, “the information that the public has is, as of right now, what the schools have,” Keller said.

And even when they do get educated, they don’t have the money to provide the programs they think athletes need. Even the cheapest NIL education “isn’t something that we budgeted for,” Keller said. 

And schools likely don’t have in-house resources to re-purpose, either.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

Nov 22, 2025; Baton Rouge, Louisiana, USA; LSU Tigers quarterback Ju'Juan Johnson (8) runs against the Western Kentucky Hilltoppers during the second half at Tiger Stadium.

Brian Kelly Claims LSU Preventing Him From Getting a New Job

The fired coach is suing the school over his $53 million buyout.

ESPN, CFP Push Expansion Deadline Back Nearly Two Months

The Dec. 1 decision deadline is moving to Jan. 23.
Oct 24, 2025; Blacksburg, Virginia, USA; California Golden Bears head coach Justin Wilcox before the game at Lane Stadium.

Coaching Carousel Speeds Up, but Buyout Costs Might Slow

Twelve coaches have been fired since the season began.

Featured Today

How NBA Arena Experiences Went Ultra-Luxe

For the most connected guests, the game has become a secondary attraction.
Nov 23, 2025; Inglewood, California, USA; Los Angeles Rams quarterback Matthew Stafford (9) throws a pass against the Tampa Bay Buccaneers during the fourth quarter at SoFi Stadium.
November 24, 2025

Stafford, Rams Rise From the Pack to Super Bowl Contention

The NFL team now has the top odds to win Super Bowl LX.
Nov 16, 2025; Orlando, Florida, USA; NJ/NY Gotham FC celebrate after scoring during extra time against Orlando Pride at Inter&Co Stadium
November 22, 2025

The NWSL Is Growing at Breakneck Pace. Can It Keep Surging?

While the league surges, it also must survive two major challenges.
Trinity Rodman
November 20, 2025

NWSL Regular-Season Ratings See Big Surge, Playoffs Up 5%

Regular-season viewership grew by over 20%, averaging more than 200,000.
Nov 23, 2025; Durham, North Carolina, USA; Duke Blue Devils forward Nikolas Khamenia (14) lays the ball up in front of Howard Bison guard Bryce Harris (34) during the second half at Cameron Indoor Stadium.

Post-NFL College Hoops Is New Thanksgiving Trend for CBS and Fox

Two big basketball games will air after football action on Thursday.
November 23, 2025

Lane Kiffin Is at the Center of a Three-School SEC Storm

Ole Miss is expected to match the offers from LSU and Florida.
Ohio State Buckeyes running back Bo Jackson (25) runs the ball against Rutgers Scarlet Knights defensive back Jett Elad (9) in the first half of the NCAA football game at Ohio Stadium on Saturday, Nov. 22, 2025 in Columbus, Ohio.
November 25, 2025

In Win for NCAA, Court Overturns Eligibility for Rutgers Player

An appeals court overturned an injunction that granted Rutgers’s Jett Elad eligibility.
Sponsored

NFL QB Christian Ponder Is Preparing Athletes for Business

Former NFL quarterback Christian Ponder discusses the transition from field to boardroom.
exclusive
November 22, 2025

Schools Consider Not Signing House v. NCAA Enforcement Memo

Texas Tech’s general counsel has advised the school not to sign.
NCAA
November 21, 2025

Schools Vote Against Rule Allowing College Athletes to Bet on Pro Sports

The NCAA initiated a review process for the rule approved in October.
Oct 11, 2025; Los Angeles, California, USA; USC Trojans wide receiver Makai Lemon (6) takes the ball on a kickoff return in the second half against the Michigan Wolverines at United Airlines Field at the Los Angeles Memorial Coliseum
November 20, 2025

UC Investments Head: ‘Do a Little Prayer’ for Our Big Ten Deal

He confirmed “there is no deal on the table” currently.
November 19, 2025

Franklin Hire First Move of Virginia Tech’s New Big-Spending Mentality

The former Penn State coach signed a five-year deal with the Hokies.