• Loading stock data...
Wednesday, March 4, 2026

Small-School Problems

  • Division II and III athletic departments want to help their athletes profit off NIL.
  • But the lack of resources makes it more difficult for them to do so.
Photo: Concordia University Chicago Athletics/Design: Alex Brooks

In the world outside college athletics, people can profit off their name, image, and likeness without nearly as many restrictions as the NCAA wanted to implement on athletes.

And many people — including regular college students — do just that, without any help from their institutions.

But it’s no secret that providing educational resources on brand building, financial literacy, and even legal tips can help college athletes make bank on NIL. 

Division II and III athletic departments want to help. But the lack of resources makes it more difficult to do so.

David vs. Goliath?

Small schools are already at a disadvantage. One person in an athletic department may do the job of an entire team at a Power 5 school. So they have fewer personnel to begin with, like social media creators or compliance officers.

Wealthy D-I schools from Nebraska to Tennessee have spent the past year building sprawling NIL programs, hiring consultants for NIL education, content creation, compliance, and more. 

But many D-II and D-III schools can’t afford to enlist a network of NIL companies on their payroll, D-III Concordia University Chicago Director of Athletic Communications, Kristen Keller, told FOS.

Less Money, More Problems

The combination of these factors creates two main problems. 

First, they don’t have access to outside experts who can help them navigate NIL laws — since the NCAA isn’t supplying them. So it’s more difficult for them to teach athletes not just how to monetize their NIL, but also to make sure they’re not violating state or NCAA regulations.

Lipinski said that his department’s compliance office has been able to get some background info in the past few months from his conference. But at the D-III level, “the information that the public has is, as of right now, what the schools have,” Keller said.

And even when they do get educated, they don’t have the money to provide the programs they think athletes need. Even the cheapest NIL education “isn’t something that we budgeted for,” Keller said. 

And schools likely don’t have in-house resources to re-purpose, either.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

How a Small Town in Georgia Got the ACC Women’s Tournament

Greensboro has typically been the tournament’s host.

Why Miami (Ohio) Isn’t a Lock for NCAA Tournament, Even at 29–0

An undefeated RedHawks team is a flash point in a fast-changing sport.
U.S. Sen. Elizabeth Warren, D-Mass., makes a point during her town hall Saturday at Nevins Hall in Framingham's Memorial Building, Feb. 22, 2025. Warren discussed her thoughts on the Trump administration's recent actions and how she plans to fight back against policies that she feels hurt Massachusetts families.

WBD-Paramount Deal Sets Up Partisan Regulatory Fight

The landmark media merger will be at the heart of a political battle.
Trump and Nick Saban

Trump’s College Sports Roundtable Includes No College Athletes

The list is subject to change but provides a window into attendees.

Featured Today

Nicole Silveira

The Tattoo Marking Membership in the Most Exclusive Club in Sports

For athletes, the Olympic rings tattoo is “about everything it took.”
Dec 25, 2025; Denver, Colorado, USA; Denver Nuggets forward Spencer Jones (21) reacts against the Minnesota Timberwolves during the second half at Ball Arena.
March 1, 2026

Young Athletes Have Entered Their LinkedIn Era

Athletes can’t play forever. Some are laying the groundwork for Act 2.
[Subscription Customers Only] Jun 15, 2025; Seattle, Washington, USA; Botafogo owner John Textor inside the stadium before the match during a group stage match of the 2025 FIFA Club World Cup at Lumen Field.
February 27, 2026

The American Sports Owners Feuding Over a French Soccer Team

John Textor is at odds with Michele Kang and investment giant Ares.
[Subscription Customers Only] Jul 13, 2025; East Rutherford, New Jersey, USA; Chelsea FC midfielder Cole Palmer (10) celebrates winning the final of the 2025 FIFA Club World Cup at MetLife Stadium
February 21, 2026

Soccer’s ‘Crown Jewels’ Are Devouring Smaller Clubs

Mega conglomerates are feeding a big business machine. Fans are furious.
Mar 2, 2026; Raleigh, North Carolina, USA; Duke Blue Devils forward Cameron Boozer (12) lays the ball up against NC State Wolfpack forward Darrion Williams (1) during the second half at Lenovo Center. Mandatory Credit: Zachary Taft-Imagn Images

Why a College Basketball Game Organizer Is Fighting With Photo Services

One of this season’s top games had no photos from major wire services.
Dec 13, 2025; Baltimore, Maryland, USA; Navy Midshipmen slotback Justin Brown (46) runs the ball against the Army Black Knights during the second half of the 126th Army-Navy game at M&T Bank Stadium. Mandatory Credit: Danny Wild-Imagn Images
February 26, 2026

Army and Navy Debate Football Game’s Future

The service academies are debating the best path forward for “America’s Game.”
Jan 31, 2026; Los Angeles, California, USA; Gilbert Arenas attends the game between the Rutgers Scarlet Knights and the Southern California Trojans at Galen Center. Mandatory Credit: Kirby Lee-Imagn Images
March 2, 2026

Gilbert Arenas Urges USC to Reconsider After Dismissing Top Scorer

Arenas’s son, Alijah Arenas, is a freshman guard on the Trojans.
Sponsored

From USWNT Star to NWSL Franchise Founder

Leslie Osborne, former USWNT midfielder, shares how athletes are moving from the pitch to the ownership table.
Feb 26, 2026; Indianapolis, IN, USA; A NCAA logo flag at the Hall of Champions at the NCAA National Office.
February 26, 2026

NCAA, Women’s Tennis Stars Settle Landmark Prize Money Lawsuit

The details of the settlement are still not known.
February 26, 2026

Big Ten, SEC Tell Congress There’s No Need to Pool TV Deals

It’s the latest in a college football lobbying battle.
February 26, 2026

​​Cincinnati-Sorsby Lawsuit Marks Latest NIL Court Fight in CFB

Cincinnati sued former quarterback Brendan Sorsby, who transferred.
Jun 10, 2025; Eugene, OR, USA; A NCAA logo flag at the NCAA Track and Field Championships at Hayward Field. Mandatory Credit: Kirby Lee-Imagn Images
February 24, 2026

NCAA Continuing to Crack Down on Tampering

The news comes amid highly public tampering accusations.