Friday, November 6, 2026

Small-School Problems

  • Division II and III athletic departments want to help their athletes profit off NIL.
  • But the lack of resources makes it more difficult for them to do so.
Photo: Concordia University Chicago Athletics/Design: Alex Brooks

Want more from Front Office Sports
in your search results?

Add Front Office Sports on Google

In the world outside college athletics, people can profit off their name, image, and likeness without nearly as many restrictions as the NCAA wanted to implement on athletes.

And many people — including regular college students — do just that, without any help from their institutions.

But it’s no secret that providing educational resources on brand building, financial literacy, and even legal tips can help college athletes make bank on NIL. 

Division II and III athletic departments want to help. But the lack of resources makes it more difficult to do so.

David vs. Goliath?

Small schools are already at a disadvantage. One person in an athletic department may do the job of an entire team at a Power 5 school. So they have fewer personnel to begin with, like social media creators or compliance officers.

Wealthy D-I schools from Nebraska to Tennessee have spent the past year building sprawling NIL programs, hiring consultants for NIL education, content creation, compliance, and more. 

But many D-II and D-III schools can’t afford to enlist a network of NIL companies on their payroll, D-III Concordia University Chicago Director of Athletic Communications, Kristen Keller, told FOS.

Less Money, More Problems

The combination of these factors creates two main problems. 

First, they don’t have access to outside experts who can help them navigate NIL laws — since the NCAA isn’t supplying them. So it’s more difficult for them to teach athletes not just how to monetize their NIL, but also to make sure they’re not violating state or NCAA regulations.

Lipinski said that his department’s compliance office has been able to get some background info in the past few months from his conference. But at the D-III level, “the information that the public has is, as of right now, what the schools have,” Keller said.

And even when they do get educated, they don’t have the money to provide the programs they think athletes need. Even the cheapest NIL education “isn’t something that we budgeted for,” Keller said. 

And schools likely don’t have in-house resources to re-purpose, either.

Download the FOS App

The business of sports, in your pocket.

QR code to download the app

Scan the QR code to get the app now.

Linkedin
Whatsapp
Copy Link
Link Copied
Link Copied

What to Read

Miami’s High-Priced QB Loses Top Target Before Notre Dame Clash

Mensah leads college football in multiple passing categories.

Cody Campbell’s Texas Tech Board Seat in Jeopardy After Elections

Gov.-elect Gina Hinojosa could replace Texas university board members.
Apr 12, 2014; Tallahassee, FL, USA; The Florida State Seminoles logo before the start of the spring game at Doak Campbell Stadium. Mandatory Credit: Melina Vastola-USA TODAY Sports

Florida State’s Coach Search Puts Roster Budget in Focus

Portal planning is already underway ahead of the Jan. 4 window.

Multiple States Ban Transgender Athletes From Women’s Sports

Arizona and Nebraska passed measures banning transgender athletes from girls sports.
podcast thumbnail mobile
Front Office Sports Today

11/6/26 – LIV Golf Is Over, LeBron vs. Bron AI App, Pegula’s Hot-Mic Moment

0:00

Featured Today

Can MLS Capitalize on Son-Mania?

Korea and Tottenham fans alike have flocked to LAFC’s away matches.
Pickering High School North
November 4, 2026

High School Athletic Directors Say They’re Running ‘Mini Colleges’

ADs are managing a growing list of demands from athletes and parents.
October 30, 2026

How Injuries Hit Pro Marathoners in the Wallet

Staying healthy can get expensive—quickly.
Football - NFL - Houston Texans v Jacksonville Jaguars - Wembley Stadium, London, Britain - October 18, 2026 The necklace of a Jacksonville Jaguars fan outside the stadium before the match
October 21, 2026

Die-Hard Sports Fandom Has Reached the Afterlife

Will fans pay $6,000 to memorialize their team loyalty?
October 20, 2026

Why Europe Is Pumping Out NBA Superstars

The NBA and NCAA have an increasingly European flavor.
Voters were up bright and early to cast their votes at Belville Elementary School in Brunswick County Nov. 3, 2026.

College Sports Bill in Peril After Democrats Sweep Midterms

The Protect College Sports Act could drown in the blue wave.
Jeremy Bloom
November 3, 2026

Why Jeremy Bloom Hasn’t Donated NIL Money to Colorado Football

“I think that the system is broken,” Bloom said.
November 3, 2026

Syracuse AD Wants Basketball Powerhouse to Prioritize Football

Syracuse hosts Clemson this weekend with ACC Network’s pregame show in town.
Sponsored

How Jeremy Bloom Is Reinventing the X Games

Jeremy Bloom discusses transforming the X Games into a global brand.
Jan 19, 2026; Miami Gardens, FL, USA; ESPN personality Rece Davis interviews Indiana Hoosiers head coach Curt Cignetti after the College Football Playoff National Championship game against the Miami Hurricanes at Hard Rock Stadium. Mandatory Credit: Sam Navarro-Imagn Images
November 3, 2026

ESPN’s CFP Rankings Show Returns Amid Scrutiny, New Criteria

Six two-loss SEC teams will test how the committee weighs schedule strength.
November 2, 2026

College Basketball Returns to the Court After Chaotic Offseason

The Tigers were at the center of NCAA eligibility drama.
November 2, 2026

Geno Auriemma Laments Explosion of Sports Gambling

Auriemma has won 12 national championships with the Huskies.
November 1, 2026

Florida State’s Norvell Fired With $50M Left on Contract

It’s the third-highest buyout in college football history.